Overdue Loans in Kyrgyzstan Remain at a Low Level, Banks are Actively Lending to the Population

Ирэн Орлонская Economy
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Overdue loans in Kyrgyzstan remain at a low level, banks are more actively lending to the population

According to the Ministry of Economy, there is an increase in consumer lending and a decrease in the level of overdue loans.


As of June 30, 2025, the total volume of the banking loan portfolio in Kyrgyzstan reached 416 billion 900 million soms, with the most significant increase in the consumer lending segment, which grew by 37.9 percent.

The level of overdue loans remains low, at only 1.7 percent, equivalent to 7 billion 200 million soms. At the same time, overdue Islamic loans decreased to 2.6 percent, or 400 million soms.

The National Bank reports a 24.1 percent increase in the assets of the banking sector, resulting in a total volume of 1 trillion 12 billion soms. The net profit of banks amounted to 14 billion 770 million soms.

This growth in lending has a positive impact on the development of small and medium-sized businesses, which contribute 37 percent to the country's gross domestic product.

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