In the ministry, it was noted that "limited access to financing, high cost of loans, short borrowing terms, as well as complex and fragmented regulatory procedures create a sense of instability and increase investment risks for entrepreneurs."
Main indicators of the Ministry of Economy:
| Indicator | 2025 (base) | 2028 (forecast) | Change |
| Average interest rate on investment loans | 19-20 % | 5% | −12 p.p. |
| Average loan term | 32 months | 42 months | +10 months |
| Share of transactions without real estate collateral | 26 % | ≥ 35 % | +9 p.p. |
| Share of investment loans in the portfolio | 39 % | ≥ 65 % | +26 p.p. |
| Share of projects in regions | 35-40 % | ≥ 45 % | +10 p.p. |
| Participation of women and youth among loan recipients | 30-33 % | ≥ 40 % | +7-10 p.p. |
| Attracted private investments | - | 45 billion soms | ×10 multiplier |
