Analysis of the banks' reports for the IV quarter of 2025 (as of December 31, 2025) shows that profit growth is concentrated in the hands of a few large banks, while many mid-sized and smaller institutions faced a deterioration in financial performance.
One bank managed to end the year with a loss, despite positive results the year before.
| Total net profit (21 banks) | 36,330 thousand soms | +7.2% |
| Banks with profit growth | 13 out of 21 | 62% |
| Banks with profit decline | 7 out of 21 | 33% |
| Banks with losses | 1 | — |
Tazabek provides an overview of the net profit of banks as of December 31, 2025, compared to the same period in 2024.
It is important to note that the presented data is unaudited and may be subject to adjustment.
By the end of 2025, profitable banks can be conditionally divided into two groups: leaders (3 banks) and strong (4 banks). The leaders account for 60% of the total profit of the sector.
Seven banks (Leaders and Strong) earned 32.3 billion soms, which constitutes 89% of the total profit of the banking system. The remaining 14 banks shared the remaining 11% of the profit.
Additional details are available in the closed section of the material.
In the closed section of the material, an analysis of banks by net profit as of December 31, 2025.
