Key Points
By the end of 2025, the total loan portfolio of banks in Kyrgyzstan amounted to 477.1 billion soms, which is 46.5% more than in 2024, when it was 325.7 billion soms. The absolute increase was over 151 billion soms, which is a record value in recent years.
In first place in the ranking is OAO "Mbank" with a loan portfolio of 83.5 billion soms, which increased by 93.2% over the year, nearly doubling the volume of loans issued. This is the highest growth rate among all banks.
The second position is held by OAO "Aiyl Bank" with a portfolio of 78.1 billion soms, corresponding to a growth of 56.9%. Closing the top three is OAO "Eldik Bank", whose portfolio amounted to 60 billion soms (+60.6%). These three banks control 46.4% of the entire loan market in the country.
Considering the Top-5, which also includes "Bakay Bank" (45.4 billion soms, +61.9%) and "Optima Bank" (37.3 billion soms, +38.6%), they occupy 63.8% of the entire market.
Out of 21 banks, 20 showed positive dynamics. The exception was OAO "Keremet Bank", which reduced its loan portfolio from 8.8 billion to 4 billion soms, representing a 54.4% decline.
Additionally, growth was recorded for OAO "Eurasian Savings Bank" (+47.4%) and ZAO AKB "Tolubai" (+29.3%), despite their relatively small lending volumes.
Below is the complete table of 21 banks with data on loans issued in 2025 (in thousands of soms) and dynamics compared to 2024.
The closed section of the material contains a ranking of banks by the size of the loan portfolio for 2025.
