What Are the Most Common Loans in Kyrgyzstan? The Numbers

Анна Федорова Economy
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As of August 31, 2025, the total volume of the credit portfolio of banks in Kyrgyzstan reached 447.3 billion soms, which is 31.3% higher compared to the beginning of the year. This data was presented by the National Bank of the country.

The most popular reason for obtaining loans remains consumer needs, for which 150.5 billion soms were issued, an increase of 51.7% compared to the beginning of the current year. Loans are also taken out for the following purposes:

At the same time, the total volume of loans issued for industry amounted to 10.9 billion soms, which is a decrease of 22.1%. The National Bank explains this by a revision of reporting formats and the redistribution of credit resources to other sectors, emphasizing that "the overall dynamics of lending since the beginning of the year remains unchanged."

In the structure of the banks' credit portfolio, classified loans account for 10.5%, which is equivalent to 47 billion soms. The volume of overdue loans increased to 7.9 billion soms, representing a growth of 24.4%.

Photo on the main page: Sputnik / Joomart Uraimov.
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