According to data at the end of the third quarter of 2025, the volume of the banks' loan portfolio increased by 35.2%, while the deposit base grew by 35.7%.
Kozubekov noted that the growth of deposits in the national currency indicates an increase in the real incomes of citizens and a rise in the saving behavior of the population amid tightening monetary policy.
“Overall, there is a gradual decrease in the level of dollarization, both in deposits and in loans. The share of dollar deposits has decreased to 35% (a drop of 7.9 percentage points since the beginning of the year), while the share of dollar loans has reduced to 17.8% (-2.3 percentage points since the beginning of the year),” he added.
