He added that about 25% of the population still has not purchased this policy.
“We are constantly engaged in outreach work and hope for an increase in these figures in the future. For example, Azerbaijan has a 100% coverage rate, which we aspire to. The cost of insurance in that country is about $50 per year,” noted Sanjar Isaev.
Some categories of citizens in Kyrgyzstan are automatically considered insured and are not required to purchase an MHI policy.
These categories include: children under 18, full-time university students, pensioners, military personnel, and individuals receiving state benefits.
“Lists of such citizens are updated monthly, and the Ministry of Finance reimburses funds to the MHI budget. As of 2025, this amount is 600 soms per year, and in 2026, an increase to 900 soms is planned. Other citizens, for whom employers do not make contributions, as well as self-employed individuals, can purchase an MHI policy for 1,840 soms per year. For foreigners, the cost is 11,910 soms, but they have the option to purchase a six-month policy,” he explained.
The MHI policy can be paid for online. Having electronic insurance allows individuals to receive various medical services under the State Guarantee Program for medical care for citizens.
You can check your insurance status in the "Tunduk" app.
Emergency medical assistance is available to all citizens, regardless of insurance status.
“Even without an MHI policy, any citizen can receive a basic minimum package of medical services at a clinic if they are registered with the Family Medicine Center. This allows the patient to receive a consultation and a treatment prescription,” added Sanjar Isaev.
However, in the case of planned hospitalization, the absence of a policy requires full payment for medical services.
