The basis for the development of the document were Articles 5, 9, and 64 of the Constitutional Law "On the National Bank," as well as Article 26 of the Law "On the Payment System of the Kyrgyz Republic." It outlines mandatory measures to prevent both internal and external fraud, including monitoring financial transactions and protecting user data.
The decree will take effect 15 days after its official publication, except for certain provisions (6–9 and 23–24), which will come into force on March 1, 2026.
These measures are aimed at enhancing the security of digital payments and minimizing risks for users amid the increasing volume of online transactions.
