Great opportunities for investors with limited resources
Mr. Damir, a 41-year-old individual entrepreneur with a capital of about 30 million KGS, previously invested in Almaty and Tashkent but often faced issues when prices exceeded his budget. Instead of trying to acquire already expensive assets, he decided to focus on cities that are in the development stage. He chose Royal Central Park — a unique all-in-one mega project in Bishkek, which has become a priority for him. In the context of rising inflation and financial pressure, this project offers a favorable combination of initial investments, income potential, and risk management.
Royal Central Park and the five towers of The Essence phase — sales start in January 2026.
The average cost of two- and three-room apartments is about 13 million KGS, which requires investors to have only 30% of their own capital — about 4.3 million KGS — to acquire a profitable asset. This is a unique opportunity to enter fully integrated urban projects, especially in the mixed-use segment, which is renowned for its ability to retain value and ensure long-term growth. Market analysis in Central Asia shows that in Almaty (Kazakhstan), apartment prices grew by 20-25% per year from 2021 to 2025, while in Tashkent (Uzbekistan) they increased by 15-18%. This data confirms the importance of early investment at affordable prices to maximize long-term profits and minimize risks.
Interior of the apartment in Atlas (Y2), phase The Essence
Additionally, the developer offers a flexible payment scheme, allowing investors to effectively manage their finances while minimizing financial pressure at the initial stage — a critically important factor in a market characterized by uncertainty.
Reducing Financial Burden
One of the main barriers for investors with limited funds is high interest rates. With 70% loan financing (LTV) and an 18% annual interest rate, a property worth 13 million KGS can lead to monthly payments of 136,500 KGS in interest. This can force many investors to sell assets at a loss, unable to cope with financial burdens.
Royal Central Park offers a 0% interest rate and a three-year grace period on the principal debt, which addresses this issue. This period coincides with the completion of infrastructure work and the start of city operations, creating a dynamic commercial and residential environment.
Interest in Royal Central Park at the sales launch event on January 13, 2026
Three years is usually enough for the market to go through a phase of interest rate adjustment and return to equilibrium. After the grace period, the pressure of floating rates becomes less relevant. The support of the developer allows investors to retain their assets at the beginning of the market growth.
Unique Advantages for Investors of The Essence (Sales Start in January 2026)
In January 2026, RCA Living will start sales of Lyra Tower (Y3) in The Essence quarter, which has generated significant interest among Bishkek residents, and apartments on the upper floors were quickly sold out. Sales of ATLAS Tower (Y2) will continue on February 9, 2026, with the possibility of receiving a discount of up to 13% for early payment and bank financing of up to 70%. A three-year grace period on principal and interest will also be available for investors using leverage from Kompanion Bank.
Clients participating in the sales launch event for Atlas Tower (Y2) receive prizes.
Royal Central Park attracts investors not only with its well-thought-out sales strategy but also with a comprehensive urban planning scheme featuring an all-in-one concept that includes everything from landscaping and a central park to educational and medical institutions, shopping complexes, and offices. “The Essence quarter is designed with diverse infrastructure to meet all residents' needs — from sports and entertainment to commercial spaces.”
Strategic Location and Transport Accessibility
The strategic location and transport accessibility enhance the value of properties in Royal Central Park. The project is located on the southwestern axis of Bishkek along the East-West Avenue, which connects key areas of the city, as well as near the Asia-Europe railway — a historic trade route linking Central Asia with Russia, China, and Europe. The corridor connects the International Airport with the Presidential Palace, creating opportunities for future economic and urban projects. The expected intercity railway will provide convenient routes for trade and movement between the eastern and western parts of the city.
The all-in-one megapolis concept of Royal Central Park with the "city within a city" concept
Royal Central Park is positioned as a leading international commercial city, offering investors opportunities along the growth line. With the formula “small capital, low pressure, high potential”, it opens doors for confident market entry and long-term growth, allowing for active utilization of opportunities to increase asset value.
______________________________________________________
Information about the mortgage program in Royal Central Park
- Lender: Kompanion Bank
- Maximum loan amount: up to 70% of the total apartment cost
- Grace period on principal and interest: 3 years — the developer RCA Living pays the interest for the client during the first 3 years
- Maximum loan term: up to 15 years
- No prepayment penalty
- Quick and simplified loan processing with the option to use the purchased apartment as collateral
