Data on negative credit information for loans up to 10,000 soms may be excluded from the credit history if more than 1 year has passed.

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- According to new amendments developed by the Ministry of Economy, the retention period for negative credit information on loans up to 10,000 soms may be reduced to one year. This bill was presented by the Cabinet of Ministers for discussion in the Jogorku Kenesh at the end of 2025.

In the current version of the law, the retention period for such information is five years, regardless of the loan amount.

The justification for the changes states that this measure is aimed at improving citizens' access to credit.

In addition, the Ministry of Economy also proposes to reduce the retention periods for credit data in general.
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