Key changes in the new edition (section on service provision and final provisions)
| Provision of information services | The operator offers services through electronic channels, including exchange rates, fees, and tariffs. | The operator provides information about financial services from providers, including exchange rates, fees, interest rates on banking operations, and other details. | The list of provided information has been expanded to include interest rates on banking operations. |
| Connection of providers | Not described in detail. | The provider is required to submit a draft of the public offer agreement, preliminary agreements, a description of the architecture, and so on. | Mandatory preliminary agreements and detailed descriptions have been introduced into the requirements. |
| Information about providers | Not provided. | The operator must publish on its website data about the name, registration details, address, contact information, tariffs, and conditions. | A complete list of mandatory information about providers has been introduced. |
| API requirements | API standards are published on the platform. | The API must be standardized, published, and ensure security and compatibility. | Requirements for security, compatibility, and standardization of the API have been tightened. |
| Responsibility for inactivity | Not provided. | Exclusion from the registry in case of inactivity for more than 12 months or less than 5 providers. | Criteria for exclusion due to inactivity have been introduced. |
| Termination of activities | Not provided. | The operator is required to notify the National Bank and users 30 days in advance and ensure the return of funds. | A notification and fund return procedure has been introduced. |
| Interaction with users | Not provided. | The operator must guarantee the confidentiality, accuracy, and relevance of the information provided. | Requirements for user data protection have been tightened. |
