Illich Kulnazarov, spokesperson for the State Insurance Organization, announced the start of an active information campaign related to the approach of spring.
He emphasized that this event aims to inform citizens and increase the number of insured residential buildings, which is especially important in the context of heightened risks associated with heavy snowfall, landslides, and mudflows. Preventive measures play a key role in protecting citizens' property.
Currently, efforts to clarify the terms of insurance are being intensified in the regions. Local authorities are holding meetings and gatherings to explain the benefits of housing insurance.
Special attention is being given to residents of high-risk areas. They are being informed about how to properly conclude an insurance contract,” noted Kulnazarov.
Regional Risks: Mudflows, Floods, and Landslides
According to Marat Osmonkojo uulu, director of the branch of the State Insurance Organization in the Jalal-Abad region, as a result of heavy snowfall in the Toguz-Toro, Toktogul, and Chatkal districts, many residential buildings have suffered roof damage.
“Currently, we are making insurance payments for the affected houses. At the same time, we continue to inform the population. We are providing examples of families who insured their homes and have already received compensation,” he added.
As of last year, the level of insurance coverage in our region was 40%, which allowed us to be among the leaders,” emphasized Osmonkojo uulu.
According to the State Insurance Organization, the following payments were made for mandatory housing insurance against fires and natural disasters for the years 2025–2026:
- As of February 1, 2026, 10 citizens whose homes were affected received a total of 3,206,660 som.
- As of December 31, 2025, 247 citizens received payments totaling 31,878,000 som.
Each insurance case is considered in accordance with the law, and payments are made on time after verifying all necessary documents.
As of December 31, 2025, there were 357,480 contracts for mandatory housing insurance concluded in the republic.
This data indicates a growing interest and responsibility of citizens towards mandatory housing insurance each year.
Insurance rates:
- 600 som per year for rural residents;
- 1,200 som per year for urban residents.
What Properties Can Be Insured?
Private houses and apartments, as well as any other types of housing registered as real estate, are subject to insurance.
- Private residential house;
- Part of a residential premises;
- Apartment in a multi-apartment building;
- Communal apartment;
- Room in a communal apartment;
- Room in a house belonging to a special housing fund;
- Hotel;
- Residential building of hotel type.
- Preliminary insurance is a means of protection, not just an expense;
- Conclude the contract in advance, not after damage occurs;
- Obtain the insurance policy legally and officially;
- Take precautions against natural disasters (drainage, safe construction, consideration of hazardous zones).
