- What reasons can lead to a denial of housing from GIK?
- The main reasons for which housing may be denied include:
- if at the time their turn comes, the person on the waiting list already has their own housing;
- if in the last three years they or their spouse and minor children have conducted real estate transactions;
- if at the time their turn comes, the citizen does not have official employment;
- if the citizen has moved abroad for permanent residence.
- If the citizen is temporarily abroad for study, work, or vacation, there will be no denial. It is necessary to provide supporting documents (for example, a certificate from the place of study or a travel order) that prove they are there temporarily.
- Does being married to someone who owns property affect the housing decision?
- If the citizen was on the waiting list but got married to someone who owns housing by the time they receive the keys, they may be denied an apartment.
- If a citizen changes their job when applying, could this affect the issuance?
- If a person applied as a civil servant and then resigned to work for a private company, their situation will be reviewed. The main thing is to be officially employed at the time their turn comes. Otherwise, if they are working unofficially or cannot confirm their income, they may be denied.
- Can a low salary be a reason for denial?
- Each case is considered individually. If the salary is below the amount required to pay for the apartment, information about the family's income may be requested. For example, the income of the spouse may be taken into account. The main thing is to understand whether the citizen will be able to pay for the housing in the future.
- If a citizen has loans but is repaying them without delays, can they be denied?
- Having a loan will not be a reason for denial if it is being repaid on time and the credit history is good. However, if there are delays or the credit history is poor, this may lead to a denial.
- How will the situation affect housing issuance if the citizen is a guarantor for a loan?
- If the citizen is a guarantor, the primary borrower must repay the loan on time. Otherwise, if the primary borrower has delays or their case has gone to court, the citizen may be denied an apartment from GIK.